When Can You Enroll in Medicare?

There are three Medicare enrollment periods that beneficiaries should know about: 

Initial Enrollment Period

• 7-month period that starts 3 months before your 65th birthday, includes your birthday month, and extends for 3 months afterwards.
• Benefits start on the first day of the month you turn 65.

Annual Enrollment Period

• 7-week period that occurs every year from October 15 through December 7.
• You can make changes to your Medicare Advantage and Medicare Part D plans.
• Benefits start January 1 of the following year.

Special Enrollment period

• 8-month period after a qualifying life event.
• You can qualify for a special enrollment period under certain circumstances. For example: if you move, suddenly lose coverage, or other certain qualifying life events occur.

When it comes to enrolling in Medicare, choosing the wrong plan could mean higher costs coming out of your pocket, and less benefits available to you. To help avoid these pitfalls, it’s best to get help with your Medicare enrollment.

Get Help With Medicare Enrollment

Did you know that Medicare beneficiaries have a whole network of knowledgeable helpers to guide them through the process?

When it comes to discussing healthcare, you might hesitate before talking with a stranger about your options. But independent insurance agents who specialize in Medicare are there to help beneficiaries with zero obligation to buy anything, no push to choose a certain type of plan, nor need to pay for their time.

A legitimate insurance agent who specializes in Medicare is specifically licensed to do so. They go through dozens of hours of training, and yearly certifications. There is also strict compliance when it comes to the Medicare sales market – all insurance agent sales and marketing is strictly monitored to ensure it’s accurate and ethical.